Burrito/Taco Filling

1 # Hamburger
2 bean patties
1 C Shredded cheese
1 C water
l/3 C chopped Onion
2 T Chili powder
1/2 t Salt
1/2 t ground Cumin
1 Clove crushed Garlic

Cook and stir hamburger in 10-inch skillet until light brown; drain. Process meat with onion to reduce particle size, return to skillet. Add remain ingredients. Heat to boiling, simmer uncovered until thickened, or 10 minutes.